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577 Dudley Road | Edgewood, KY 41017
Ph. (859) 292.9000 | Fax (859) 426.5610

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Student Loans

Now you can pay for college the smart way with great repayment options!

Sallie Mae Student Loan

Together we can do this.The SEMC FCU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
  • 24/7 online account management
  • No prepayment penalty.

Educaid Loans
When your employer reimburses you for your education, SEMC FCU will loan you the money you need for your tuition, and all you pay is the interest due. Once you get your reimbursment from your employer the loan is paid in full. Proof of Employer Reimbursement is required. Rates as low as 9% APR*, Click here to apply now.

Nursing Certificate Loans
If you need funds to obtain your nursing license or other medical professional license, you can borrow up to $500 at a rate as low as 9% APR* with minimum payments of $50 ($100 monthly).* Click here to apply now.


*APR = Annual Percentage Rate. Members must qualify under normal underwriting guidelines and restrictions may apply.

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"...they are my extended family and always have my best interest at heart." J.P.