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577 Dudley Road | Edgewood, KY 41017
Ph. (859) 292.9000 | Fax (859) 426.5610

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Debt Consolidation Services

SEMC and Trinity have partnered together to offer our members debt consolidation services. If you have been struggling to make sense of your personal money matters and need expert advice, you can rely on us. Trinity team of debt management specialists will give you the attention you deserve. Trinity through their MoneyEd has three ways to help you manage your debt.

MoneyEd by Trinity

1. Debt Analysis

As partners in your financial liberation, our team will collect facts about your debt situation and conduct an objective analysis to provide you with an expert advice whatever your situation may be. You owe it to yourself to follow the advice of our expert's recommendations.

2. Debt Education

We offer SEMC members to learn more about their finance by providing expert counseling and educational materials at no cost to learn better money management. Knowledge isn't just valuable, it is priceless. So take the opportunity to learn everything you can about your finance. To access these educational materials be sure to visit Trinity web site at

3. Debt Assistance

SEMC members when qualified for Debt Management Program their bills will be combined into one monthly payment and interest will be lowered by as much as 60 percent. Late and over-limit fees will be eliminated. In three to five years you will pay off your bills, save on interest and increase your credit score significantly.

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I Love My Credit Union...

"...they are my extended family and always have my best interest at heart." J.P.

Welcome to SEMC Federal Credit Union-

Making Banking Easy

Have you ever wondered why banks don't make banking easy? Why does it take a credit union to make "banking" easy for hard working people like you? At SEMC FCU we do our very best to make "banking" easy. We work with you, not against you, to meet your financial needs and make the process as easy as possible. We don't fee people to death and the fees we do charge are some of the lowest in the industry. Stop doing things the hard way, join the SEMC family today!