SEMC black horiz-dark


577 Dudley Road | Edgewood, KY 41017
Ph. (859) 292.9000 | Fax (859) 426.5610

Contact Us


Choice Checking



Member's Best Choice in Checking!

  • No Monthly Service Charge
  • No Minimum Balance
  • No per check fee
  • Visa Check Card
  • Unlimited ATM transactions at Credit Union Owned, Alliance One ATMs*, and 5/3 bank ATMs **
  • First set of Credit Union checks free
  • .25% discount on installment loans***


Other Complimentary Services Available:

  • Direct Deposit/Payroll Deduction
  • Overdraft Protection
  • VISA Check Card (Unlimited transactions)


*Credit Union Owned ATM located at 577 Dudley Rd., Edgewood, KY 41017, and SEMC South Unit Office. Click here for an updated list of Alliance One ATMs.

** When payments are automatically deducted from your Credit Union Checking Account. All credit products are subject to qualification.

***A $2,500 minimum deposit for all fixed-rate Certificates, 90 days or longer. Premium does not apply to promotional Certificates. To receive premium, the dividends must be directly deposited into a Credit Union Checking Account or capitalized.

I Love My Credit Union...

"...they are my extended family and always have my best interest at heart." J.P.

Welcome to SEMC Federal Credit Union-

Making Banking Easy

Have you ever wondered why banks don't make banking easy? Why does it take a credit union to make "banking" easy for hard working people like you? At SEMC FCU we do our very best to make "banking" easy. We work with you, not against you, to meet your financial needs and make the process as easy as possible. We don't fee people to death and the fees we do charge are some of the lowest in the industry. Stop doing things the hard way, join the SEMC family today!