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Private Student Loans
Now you can pay for college the smart way with great
repayment options!
Together we can do this.
The SEMC FCU Smart Option Student Loan ® by Sallie
Mae®
is an
ideal solution to help bridge that gap between federal loans
and the cost of your education expenses.
To learn more or to apply, please get started
here.
The Smart Option Student Loan features and benefits:
Competitive Interest Rates
Borrow
up to 100% of school certified education costs (minimum
$1,000)
Multiple in-school repayment options available
Borrower benefits available – like rewards and interest rate
reductions
Rates
that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify
and/or receive a lower rate
Fast
Online Application. Our easy-to-complete application takes
about 20 minutes. It's quick and easy.
24/7
online account management
No
prepayment penalty.
To learn more or to apply, please get started here.
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